Privacy Policy

At Individual Asset Management, Inc., we are committed to safeguarding your privacy while we help you achieve your financial objectives. In order to provide you with products and services suitable for your specific needs and maintain our client relationship with you, we collect certain non-public information about you. This information is obtained from applications, risk profiles, surveys, and other forms that you submit to us through our website, by mail, facsimile, or email. We also obtain information about you through dealings and transactions made with you in person or over the telephone.

We limit employee and agent access to information to those who have a professional reason for access, and only to non-affiliated parties as permitted by law. In order to be able to provide you with professional portfolio management and financial planning services we need to make your personal information available to third-party companies that supply us with portfolio management and financial planning software, as well as to the custodial firm that holds your investment account under our management. We utilize only long-established and well-regarded third-party firms for these services, each of which has a comprehensive privacy policy protecting client information. We would be happy to provide you with our third-party providers’ privacy policy if requested.

We maintain a secure office and computer environment to ensure that your personal information is not exposed to unreasonable risk.

Rest assured that we do not sell or market your personal information or personalized data to unaffiliated organizations or individuals. If you provide us with your contact information, or have done so in the past, we may upon occasion contact you regarding services that we feel may be of interest to you based upon the information you have provided.

If you have expressed an interest to be contacted regarding products or services that we do not provide directly, then we may share your contact information with unaffiliated parties that are better able to serve your needs. We require that these parties also treat your information as confidential.
Federal and state regulators may also inspect our records as permitted by law.
We are required by law to maintain certain information for a certain length of time regarding our dealings and communications with both clients and non-clients. If at any time you would prefer to have your personal information deleted from our database, please contact us and we will accommodate your request to the extent we are permitted by law to do so.

 

Legal Disclaimer

The information in this Internet site (the “Site”) is directed at, and is intended for distribution to, and use by, persons located in jurisdictions in which we (Individual Asset Management, Inc.), and/or our agents, are registered, or are exempt from registration by law. None of the services, investments or products referred to in the Site are available to persons resident in any state or territory where such distribution would be contrary to local law or regulation. Neither the information nor any opinion expressed on this Site constitutes an offer to buy or sell any securities or financial instruments or provide any investment advice or service.

By connecting to and using this Site, you are indicating that you are 18 years old or older and you agree to be bound by all terms and conditions set forth on this page.

The value and income of any of the securities or financial instruments mentioned in the Site can fall as well as rise and an investor may get back less than he invested. Foreign-currency denominated securities and financial instruments are subject to fluctuations in exchange rates that could have a positive or adverse effect on the value, price or income of such securities and financial instruments. Past performance is not necessarily a guide to future performance.

Individual Asset Management, Inc., or its agents or employees may at any time be long or short any securities or financial instruments mentioned on the Site.

The investment services, products, and strategies mentioned on the Site often have tax consequences; therefore, it is important to bear in mind that Individual Asset Management, Inc. does not provide tax advice unless specifically contracted to do so. Investors’ tax affairs are their own responsibility and investors should consult attorneys or other tax advisors in order to fully understand the tax consequences of any products and services mentioned in the Site.

Information throughout the Site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and/or our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Neither we, nor our information providers, shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. There are no warranties, expressed or implied, as to accuracy, completeness, or results obtained or obtainable from any information posted on this or any linked website.

 

Circular 230 Communications Notice

To ensure compliance with the requirements imposed by the IRS, we inform you that any tax advice contained in our communication (including any attachments) was not intended or written to be used, and cannot be used, for the purpose of (i) avoiding any tax penalty or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.

Our advice in our communication is limited to the conclusions specifically set forth herein and is based on the completeness and accuracy of the facts and assumptions as stated. Our advice may consider tax authorities that are subject to change, retroactively and/or prospectively. Such changes could affect the validity of our advice. Our advice will not be updated for subsequent changes or modifications to applicable law and regulations, or to the judicial and administrative interpretations thereof.

Legally privileged and/or confidential information may be contained in our communication; it is intended exclusively for the addressee. Opinions, conclusions and other information expressed in our communication are subject to the terms and conditions expressed in the governing client engagement letter. If you are not the addressee (or designated representative) indicated in this message, you may not disclose, copy, or distribute this message to anyone. Action taken or omitted based on our communication is prohibited and may be unlawful.